This is the regular market commentary that I have always intended to publish. I have altered the format completely, so it now feels much like the presentation I would have made verbally to clients if I had been reviewing their portfolios as part of their service contract when I was their IFA. That would have fed through to any necessary fund switches, sales or additions.
This change is the result of feedback received, so I hope it useful. I have not restricted it to Member Only this month, so non-members can see if it might be helpful and justify signing up! Here is a link.
Of course, this cannot be the same as a full review with an IFA, because that would conclude with personal recommendations, which I do not offer. But if you have an IFA, this will give you something to take to the review meeting, or even to prompt an extra phone call. If you are making all your own decisions and you are a subscriber, feel free to contact me if you want to disagree, or want to see any more evidence!