The content on the Itsnotharry web site expands mainly because my discussions with investors help me to appreciate what they need.
It is clear that people want to understand better what they get for the hefty fees they pay advisers and I have written about that from various angles (see the ‘How to’ and ‘Real World’ articles).
Some people are fairly convinced that they are not getting what they really want and a few would like to learn about running their own portfolios. This is a decision that needs careful thought and probably a longish period of transition for the majority.
A year ago I might have been reluctant to encourage anyone but the most enthusiastic to go down the DIY route. But, to be blunt, I have seen examples of utterly confused and inappropriate advice from the professionals enough times now to realise that it is not just the excessive fees that make many IFAs a poor value proposition, it is also a real lack of expertise.
With this in mind, I am now extending my service offering to include, for a very few people, some personal training and education on a one-to-one basis. This is explained in a new ‘How to’ article. Here is a link.
You must be logged in to post a comment.